What Is the Difference Between an Interest Rate and the Annual Percentage Rate (APR)?

I’m sure that everyone has in fact heard of the term mortgage especially in the US since it is a common means among people who want some capital when they need to buy a house or a property. When you talk of mortgage costs there are two things to deem one is the interest rate and the other being the Annual percentage rate also well-known as the APR. Even though they both describe the same they are not the same that is why many borrowers get confused. Then what exactly…

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Life Insurance Corporation: A Review of Children Policies

Introduction: Life Insurance Corporation is the largest policymaker in India under the control of the government of India. Insurance is a contract that pledges payment of a sum to the person (or nominee) in case of occurrence of the deed insured against. LIC offers a wide range of policies over a wide range of intervals and customer groups. Life insurance in India started over a hundred years ago. LIC has been the policymaker for over a hundred years. All age groups can make policies, but old aged and the children…

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Planning For A Vacation? Explore When Is The Best Time To Buy Travel Insurance

As the global travel restrictions are easing, taking your much-awaited vacation can be given a thought. With vaccinations in place and the travel and tourism industry restoring to normalcy, you deserve a vacation — after all, you must have waited for two, or maybe three whole years, for it. Meticulous planning is crucial when it comes to making arrangements for your vacation. This includes planning to the very last detail for hotels, flights and even amenities. But, often travellers forget to plan for one critical aspect which is insurance. Travel…

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Is Travel Insurance Necessary In Times Of Covid?

Travel is a booming industry that literally reaches the most remote parts of the world. However, this industry was halted in 2020 by the Covid pandemic. Repeated restrictions following a global lockdown soon put an end to the bustling travel sector. Not only the industry, but also travelers who have already booked or are already traveling had to face the impact of these restrictions and the wider health risks. Two years later, travelers are now well aware of the drill before planning a trip. At this point, they are very…

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Best Desk Exercises to Boost Your Day in Office

In recent times, there have been enormous advances in the field of technology. Technology has enabled people to work from desks. However, it has one severe effect on the human mind and body – people have become quite sedentary. People prefer to mindlessly scroll through their feed rather than exercise. Even in offices, employees sit at their desks for long hours, and it drastically affects their health. To protect their health, companies have started offering group health insurance to their employees as a part of the employee wellness program. ?…

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Here’s Why You Should Buy a Term Insurance Plan With Your First Salary

Young people are often considered to be too young to make important decisions in life. They feel that there is still time to reflect on all the major life decisions to come. This invincible feeling comes from the physical well-being of youth. This feeling grows when a young working professional gets his first salary. However, in reality, this is the best time to think about some of the more important decisions in life. More importantly, this is the right time to make the right financial decisions. If you believe in…

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Choose A Term Insurance Policy That Suits You Best

Life insurance is for everyone who wants one. With the array of plan options available, it may be difficult to not find a plan that offers the features and benefits you need. For someone who wants a simple insurance plan at the lowest costs possible, term insurance may be one of the best choices. If you are looking to buy a term plan, it is essential to know that there is more than one sub-type. When most people talk about term policies, they are usually referring to level term insurance,…

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Develop Your Financial Status Using Stock Trading

The meaning of the stock market is “exchanges”. Stock exchanging is one of the emerging keys for the business purpose.In the stock market like the New York stock exchange where the investors come together to buy and sell shares of those stocks.Supply and demand in the market are determined the stock prices as buyers and sellers place orders. This stock exchange takes place in electronic marketplaces also. If people have money but don’t know where to spend and double up their existing money, here it isone of the best tradings…

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4 Advantages of Income Protection Insurance

Income protection is an insurance where you get some benefits as well as money as per your policy when you are injured or met with an accident. When your company does not pay you when you are on a leave, then income protection insurance ensures that you continue to get some money even when you are on a medical leave. If you are planning to get income protection insurance and you are confused about where to compare income protection, this is the best platform to do so. Below listed are…

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All The Details About Travel Insurance Policy

Traveling anywhere and any place is loved by all. Even most of the people too got some hobbies for that. But planning a trip is not child play and you need to collect all the information about the place you are visiting starting from the booking hotels, tickets and other things as well. Many people also buy some good new clothes and other accessories before the trip. But among all these things that you go for, one can see that most of the people don’t pay much attention to a…

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