Planning For A Vacation? Explore When Is The Best Time To Buy Travel Insurance

As the global travel restrictions are easing, taking your much-awaited vacation can be given a thought. With vaccinations in place and the travel and tourism industry restoring to normalcy, you deserve a vacation — after all, you must have waited for two, or maybe three whole years, for it. Meticulous planning is crucial when it comes to making arrangements for your vacation. This includes planning to the very last detail for hotels, flights and even amenities. But, often travellers forget to plan for one critical aspect which is insurance. Travel…

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Is Travel Insurance Necessary In Times Of Covid?

Travel is a booming industry that literally reaches the most remote parts of the world. However, this industry was halted in 2020 by the Covid pandemic. Repeated restrictions following a global lockdown soon put an end to the bustling travel sector. Not only the industry, but also travelers who have already booked or are already traveling had to face the impact of these restrictions and the wider health risks. Two years later, travelers are now well aware of the drill before planning a trip. At this point, they are very…

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Adverse Selection in Group Health Insurance

Adverse selection has plagued the insurance industry for a long time now. Insurers have found it challenging to find ways to abstain from issuing policies risky for them. A moral hazard and other factors meant that individuals have found ways to benefit from group health insurance by adverse selection. So, what is adverse selection? And why does it matter? This article has the answers. What Is Adverse Selection? Adverse selection refers to a buyer (insured) having more information than the seller (insurer) and using the same to their benefit unscrupulously…

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Best Desk Exercises to Boost Your Day in Office

In recent times, there have been enormous advances in the field of technology. Technology has enabled people to work from desks. However, it has one severe effect on the human mind and body – people have become quite sedentary. People prefer to mindlessly scroll through their feed rather than exercise. Even in offices, employees sit at their desks for long hours, and it drastically affects their health. To protect their health, companies have started offering group health insurance to their employees as a part of the employee wellness program. 💭…

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