Paula D. Singleton, Author at Life Insurance Chart

LIFE INSURANCE IN FLORIDA

2023-11-17 Paula D. Singleton

What is life insurance? Life insurance is a contract that exists between the policyholder (the insured) and the insurer (the insurance company). A policyholder pays a specified amount over a certain period of time to the insurance company in exchange for ensuring that a beneficiary is paid at the time the policyholder dies. This can include spouses and life partners as well as children. Insurance policies are purchased to support dependents financially in the event the policyholder becomes unable to do so. There are different types of life insurance policies,…

Latent Defect Insurance: A Definition

2023-08-20 Paula D. Singleton

Insurance brokerage remains a mystifying field for the average layman or woman. Much like other branches of the insurance tree, the many complexities of this process tend to evade all but those with some training on the field, and the average insurance policy purchaser usually has a significant number of questions and doubts to voice. Fortunately, reputable commercial insurance brokers will make sure the process is as transparent as possible to their clients, often going as far as to explain certain specialist terms which form part of the trade ‘lingo’.…

How Canadians Can Benefit From Having Health and Dental Insurance Coverage

2023-08-18 Paula D. Singleton

Canadians benefit from a publicly funded national health insurance program which provides for the basic coverage in hospital care. While as Canadians we receive coverage to some extent, each province and territory may offer additional benefits according to their own respective plans. If you’re a Canadian, and you have lived in a few of the provinces over time you would best understand how coverage varies considerably from province to province. Health & Dental Insurance The average costs for a dental cleaning varies, but generally on average you’re looking to pay…

Auto Insurance Quotes Info: A Rundown of What to Look for When Comparing Car Insurance Rates

2023-08-17 Paula D. Singleton

Like it or not, car insurance is something you need if you want to legally drive, no matter which state you live in. The amount of coverage you need, however, varies from one state to the next. Check the minimum requirements in your area and then decide whether or not you need any additional coverage types, such as collision coverage, when searching for auto insurance quotes and comparing them. The secret to getting a good deal on auto insurance is to find the balance between the coverage type(s) you want…

Afraid of Going Broke in Your Golden Years? Plan for Long Term Care Today

2023-08-14 Paula D. Singleton

The baby boomer generation is headed into choppy, uncharted waters when it comes to their long term care needs. By 2020, almost 55 million Americans will be age 65 or older, and life spans are continuing to grow longer. In past years, analysts noted the impact of senior care on the so-called “sandwich generation” – adults who were responsible for their aging parents as well as their own children. With lengthening life spans, the sandwich generation of the future may well refer to people in their 70s providing care to…

When It’s Time To Terminate A Staff Member’s Employment

2023-08-11 Paula D. Singleton

Physicians have the daunting task of not only to be exemplary in their field but they also have to run a business at the same time. One of the worst things they have to encounter is having to let someone go within their staff. Sometimes they hang on year after year and sometimes it is due to the physician not being able to get up the nerve to let them go. But there are four reasons why they should. 1. Patients deserve better 2. Co-workers deserve better 3. The practice…

Ways To Insure Physicans Are Billing For Services Rendered

2023-08-11 Paula D. Singleton

Some doctors are unaware of the fact that they are missing out on billing for services rendered that they have performed outside of the office such as at the hospital, or a nursing home. With many specialties working outside of the office where there is quite a bit of billable value in the practice that’s being overlooked and falling through the cracks. One published example of this happening is when a physician went in his closet to pull out his winter coat that he had not worn since the prior…

Get Gadget Insurance So You Do Not Have To Be Without Your Beloved Gadget For Very Long

2023-08-11 Paula D. Singleton

Today, almost every person owns multiple gadgets, from laptops, mobile phones and cameras to eBooks, tablets, music players and GPS devices. While most of these devices provide trouble-free service for several years, it is the portable nature of these gadgets that can make them particularly vulnerable to damage, theft or loss when taken out and about. The only way you can protect yourself against the loss is to insure your gadget. Think about it this way – if your gadget was damaged or stolen would you be able to stay…

Health Insurance: Why It Is Important

2023-08-06 Paula D. Singleton

In case you don’t know, health insurance is a type of assurance that is given based on agreed terms in case the insured person falls sick or needs medical treatment. The insured life may have a chronic condition requiring medical care for years to come. Let’s know more about it. Who will pay for the medical expenses? This is one of the most common questions that people ask. If you have a health insurance, you can have the peace of mind that your health will be taken care of. Actually,…

What Is the Difference Between an Interest Rate and the Annual Percentage Rate (APR)?

2023-08-03 Paula D. Singleton

I’m sure that everyone has in fact heard of the term mortgage especially in the US since it is a common means among people who want some capital when they need to buy a house or a property. When you talk of mortgage costs there are two things to deem one is the interest rate and the other being the Annual percentage rate also well-known as the APR. Even though they both describe the same they are not the same that is why many borrowers get confused. Then what exactly…