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Planning For A Vacation? Explore When Is The Best Time To Buy Travel Insurance

As the global travel restrictions are easing, taking your much-awaited vacation can be given a thought. With vaccinations in place and the travel and tourism industry restoring to normalcy, you deserve a vacation — after all, you must have waited for two, or maybe three whole years, for it. Meticulous planning is crucial when it comes to making arrangements for your vacation. This includes planning to the very last detail for hotels, flights and even amenities. But, often travellers forget to plan for one critical aspect which is insurance. Travel…

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Is Travel Insurance Necessary In Times Of Covid?

Travel is a booming industry that literally reaches the most remote parts of the world. However, this industry was halted in 2020 by the Covid pandemic. Repeated restrictions following a global lockdown soon put an end to the bustling travel sector. Not only the industry, but also travelers who have already booked or are already traveling had to face the impact of these restrictions and the wider health risks. Two years later, travelers are now well aware of the drill before planning a trip. At this point, they are very…

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Adverse Selection in Group Health Insurance

Adverse selection has plagued the insurance industry for a long time now. Insurers have found it challenging to find ways to abstain from issuing policies risky for them. A moral hazard and other factors meant that individuals have found ways to benefit from group health insurance by adverse selection. So, what is adverse selection? And why does it matter? This article has the answers. What Is Adverse Selection? Adverse selection refers to a buyer (insured) having more information than the seller (insurer) and using the same to their benefit unscrupulously…

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Best Desk Exercises to Boost Your Day in Office

In recent times, there have been enormous advances in the field of technology. Technology has enabled people to work from desks. However, it has one severe effect on the human mind and body – people have become quite sedentary. People prefer to mindlessly scroll through their feed rather than exercise. Even in offices, employees sit at their desks for long hours, and it drastically affects their health. To protect their health, companies have started offering group health insurance to their employees as a part of the employee wellness program. 💭…

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Here’s Why You Should Buy a Term Insurance Plan With Your First Salary

Young people are often considered to be too young to make important decisions in life. They feel that there is still time to reflect on all the major life decisions to come. This invincible feeling comes from the physical well-being of youth. This feeling grows when a young working professional gets his first salary. However, in reality, this is the best time to think about some of the more important decisions in life. More importantly, this is the right time to make the right financial decisions. If you believe in…

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Choose A Term Insurance Policy That Suits You Best

Life insurance is for everyone who wants one. With the array of plan options available, it may be difficult to not find a plan that offers the features and benefits you need. For someone who wants a simple insurance plan at the lowest costs possible, term insurance may be one of the best choices. If you are looking to buy a term plan, it is essential to know that there is more than one sub-type. When most people talk about term policies, they are usually referring to level term insurance,…

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Credit Card Types: Which Fits your Needs?

2020 saw Indians use their credit cards to order food and groceries online as well as for shopping and utility bill payment, according to a survey conducted by Cred. Even as credit cards offer a convenient option to make payments, you must know about the different categories to zero upon the one which suits your requirements. You can opt for reward-based cards such as lounge access credit cards, cash back credit cards e.t.c. or simply go for a basic credit card. Some banks might also offer you a free credit…

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Develop Your Financial Status Using Stock Trading

The meaning of the stock market is “exchanges”. Stock exchanging is one of the emerging keys for the business purpose.In the stock market like the New York stock exchange where the investors come together to buy and sell shares of those stocks.Supply and demand in the market are determined the stock prices as buyers and sellers place orders. This stock exchange takes place in electronic marketplaces also. If people have money but don’t know where to spend and double up their existing money, here it isone of the best tradings…

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4 Advantages of Income Protection Insurance

Income protection is an insurance where you get some benefits as well as money as per your policy when you are injured or met with an accident. When your company does not pay you when you are on a leave, then income protection insurance ensures that you continue to get some money even when you are on a medical leave. If you are planning to get income protection insurance and you are confused about where to compare income protection, this is the best platform to do so. Below listed are…

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Safeguard Yourself from Cancer

Cancer is a debilitating and life-threatening disease. It occurs when normal cells in the body mutate and grow abnormally out of control. Once this happens, the abnormal cells proliferate and begin to form a tumor. Sometimes, cancer can originate in one body part and spread to other parts. In other instances, it may be restricted to one organ. The progression of the disease is identified by stages, with the earlier stages being benign and the later stages being malignant. Symptoms and causes The main symptoms of cancer are: Unintended weight…

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