Insurance brokerage remains a mystifying field for the average layman or woman. Much like other branches of the insurance tree, the many complexities of this process tend to evade all but those with some training on the field, and the average insurance policy purchaser usually has a significant number of questions and doubts to voice. Fortunately, reputable commercial insurance brokers will make sure the process is as transparent as possible to their clients, often going as far as to explain certain specialist terms which form part of the trade ‘lingo’.…
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How Canadians Can Benefit From Having Health and Dental Insurance Coverage
Canadians benefit from a publicly funded national health insurance program which provides for the basic coverage in hospital care. While as Canadians we receive coverage to some extent, each province and territory may offer additional benefits according to their own respective plans. If you’re a Canadian, and you have lived in a few of the provinces over time you would best understand how coverage varies considerably from province to province. Health & Dental Insurance The average costs for a dental cleaning varies, but generally on average you’re looking to pay…
Read MoreAuto Insurance Quotes Info: A Rundown of What to Look for When Comparing Car Insurance Rates
Like it or not, car insurance is something you need if you want to legally drive, no matter which state you live in. The amount of coverage you need, however, varies from one state to the next. Check the minimum requirements in your area and then decide whether or not you need any additional coverage types, such as collision coverage, when searching for auto insurance quotes and comparing them. The secret to getting a good deal on auto insurance is to find the balance between the coverage type(s) you want…
Read MoreAfraid of Going Broke in Your Golden Years? Plan for Long Term Care Today
The baby boomer generation is headed into choppy, uncharted waters when it comes to their long term care needs. By 2020, almost 55 million Americans will be age 65 or older, and life spans are continuing to grow longer. In past years, analysts noted the impact of senior care on the so-called “sandwich generation” – adults who were responsible for their aging parents as well as their own children. With lengthening life spans, the sandwich generation of the future may well refer to people in their 70s providing care to…
Read MoreWhen It’s Time To Terminate A Staff Member’s Employment
Physicians have the daunting task of not only to be exemplary in their field but they also have to run a business at the same time. One of the worst things they have to encounter is having to let someone go within their staff. Sometimes they hang on year after year and sometimes it is due to the physician not being able to get up the nerve to let them go. But there are four reasons why they should. 1. Patients deserve better 2. Co-workers deserve better 3. The practice…
Read MoreWays To Insure Physicans Are Billing For Services Rendered
Some doctors are unaware of the fact that they are missing out on billing for services rendered that they have performed outside of the office such as at the hospital, or a nursing home. With many specialties working outside of the office where there is quite a bit of billable value in the practice that’s being overlooked and falling through the cracks. One published example of this happening is when a physician went in his closet to pull out his winter coat that he had not worn since the prior…
Read MoreGet Gadget Insurance So You Do Not Have To Be Without Your Beloved Gadget For Very Long
Today, almost every person owns multiple gadgets, from laptops, mobile phones and cameras to eBooks, tablets, music players and GPS devices. While most of these devices provide trouble-free service for several years, it is the portable nature of these gadgets that can make them particularly vulnerable to damage, theft or loss when taken out and about. The only way you can protect yourself against the loss is to insure your gadget. Think about it this way – if your gadget was damaged or stolen would you be able to stay…
Read MoreHealth Insurance: Why It Is Important
In case you don’t know, health insurance is a type of assurance that is given based on agreed terms in case the insured person falls sick or needs medical treatment. The insured life may have a chronic condition requiring medical care for years to come. Let’s know more about it. Who will pay for the medical expenses? This is one of the most common questions that people ask. If you have a health insurance, you can have the peace of mind that your health will be taken care of. Actually,…
Read MoreWhat Is the Difference Between an Interest Rate and the Annual Percentage Rate (APR)?
I’m sure that everyone has in fact heard of the term mortgage especially in the US since it is a common means among people who want some capital when they need to buy a house or a property. When you talk of mortgage costs there are two things to deem one is the interest rate and the other being the Annual percentage rate also well-known as the APR. Even though they both describe the same they are not the same that is why many borrowers get confused. Then what exactly…
Read MoreIndividual Vision Insurance – Some Eye-Popping Statistics, and the Need for a Good Vision Plan
There is no doubt whatsoever that across the world, vision health is becoming poorer each passing year. This is more so in America: in a country battling an obesity epidemic, how could eye health be any better? Compound our poor health in general with increased use of televisions, computers, and other ‘screen based devices’, and you can see why our vision health is going southwards. As of now, there are over 2.5 million visually impaired people in the US – that is, those that have very limited vision (if at…
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